Compare without the mess
Put two businesses side by side — economics, valuation, durability — and get reasoning you can act on, not a wall of prose.
Value Chat
AI stock research and valuation chat that challenges your thesis.
Value Chat is an investing-focused AI conversation for comparing companies, testing valuations and probing downside risk. It challenges your assumptions before the market does.
Try it live
Quick AI valuation simulator
Type a ticker and get an instant, AI-generated educational valuation snapshot — a taste of what the full app does.
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Educational only — AI-generated, not financial advice or a buy/sell/hold recommendation. Always do your own research.
Why Value Chat beats a generic chatbot
Both can talk about stocks. Only one is designed to keep your judgment honest.
| Generic AI chatbot | Value Chat | |
|---|---|---|
| Default behavior | Agrees and elaborates on your view | Surfaces the counter-case by design |
| Frame | No investing framework | Value-investing lens on every answer |
| Comparisons | Loose prose, hard to act on | Structured side-by-side reasoning |
| Downside | Mentioned if you ask nicely | Probed as a first-class question |
| Outcome | A pleasant conversation | A sharper, documented thesis |
The most dangerous research partner is one that always agrees with you.
Confirmation bias is the default state of every investor — and most AI assistants amplify it by mirroring your framing. What a thesis needs before money moves is friction: the opposing case, the downside math, the question you have been avoiding.
Built for friction, not flattery
Value Chat keeps the conversation anchored to the questions value investors actually need answered.
Test the downside first
Ask what breaks the thesis, how bad it gets, and what the price already assumes. The uncomfortable questions come standard.
Clarify what matters
When a company has ten storylines, Value Chat helps you find the two or three variables the investment actually turns on.
Conversations investors keep having
"Visa or Mastercard for the next decade?" Walk the comparison dimension by dimension instead of by gut feel.
You are 90% convinced. Ask Value Chat for the strongest version of the other 10% before you size the position.
A company is in the news for five reasons at once. Sort signal from noise and find the question that matters.
How it works
Start with your question
Type it the way you would ask a sharp investor friend — no prompt engineering needed.
Follow the thread
Push deeper on any answer. The conversation keeps its value-investing frame as you go.
Invite the counter-case
Ask what you are missing. Value Chat takes the assignment seriously.
Keep the conclusion
When the thread reaches a verdict, save it to your decision journal with the reasoning attached.
Example prompts
Copy one of these into Value Chat and follow the thread.
Frequently asked questions
Will Value Chat tell me what to buy?
No. It will compare, probe, and structure — but it never issues buy or sell recommendations. The conclusion of every thread belongs to you.
How is this different from ChatGPT with a good prompt?
You can coax a generic model into playing skeptic for one answer. Value Chat holds the value-investing frame across the whole conversation without being asked, and connects to your reports and journal.
Can I use it for anything other than stocks?
It is purpose-built for company analysis and investing questions. For general-purpose chat, a generic assistant serves better.
Have the argument before the market does:
Download Valuefocus